Bottom line over the vehicle's whole life
Every dollar in and out, from purchase to the mile the vehicle is retired.
Stress test — what breaks this
Your settings re-run against the two risks the research note identifies. These update with everything else.
Does the vehicle outlast the loan?
At high utilization a Cybercab can reach its mileage limit before a standard auto note is repaid.
Where you sit on the demand curve
Monthly cash after debt service across the full range of utilization, with your setting marked.
Cash after debt service
Your setting
Break-even